Credit Analyst
Job Description
Assess the creditworthiness of clients, design credit policies, and monitor portfolio risk across different product lines.
Key Responsibilities
- Perform credit assessments based on affordability, repayment history, and cycle performance.
- Recommend approval terms or risk mitigations.
- Maintain credit scoring models and risk dashboards.
- Identify trends in defaults or underperformance and escalate concerns.
- Collaborate with the field and tech team to ensure data-driven decision.
Skill & Experience
- Strong analytical skills and comfort with financial data.
- Experience in microfinance or SME lending preferred.
- Proficient in spreadsheets and data tools.
- Able to contribute across functions as needed in a lean team.